Health Insurance
Home : Insurance
2009-2010
WAIVER DEADLINES
Undergraduate
Fall- September 1, 2009
(will accept until September 11 with $50 late fee applicable)
Winter- December 11, 2009
(will accept until December 18 with $50 late fee applicable)
Spring- March 08, 2010
(will accept until March 19 with $50 late fee applicable)
Freshman Summer Start Program (FSSP)- July 20, 2009
Graduate
Fall - September 14, 2009
Winter- December 28, 2009
Spring- March 22, 2010
Teacher Education Program (TEP)- July 09, 2009
Important Insurance/Waiver Information
All registered UC students are required to have major
medical health insurance while attending school. Student Health Directors and University
administrators determined that the best way to ensure that all students have health
insurance was to implement a process through which all students would be covered
by campus-sponsored plans unless they could demonstrate comparable private health
insurance. Waiver request forms must be submitted to Student Health each year prior
to the posted deadlines. Once a waiver has been accepted, it is good for the rest
of the year (through the following September.)
Both of the Student Health Insurance Plans (SHIP), undergraduate and graduate, are
overseen by committees of interested students and departmental representatives who
discuss plan design in consultation with the Student Health Director. The committees
regularly evaluate usage patterns to determine need for future plan modifications.
As a result of these committees' work, an excellent benefits package has been developed.
Both SHIP plans provide a complete health care package when combined with the services
available through Student Health. One of the outstanding features of these plans
is their portability, meaning excellent coverage for students whether they are on
campus, at home, or traveling.
All students are required to have insurance that is comparable to the SHIP program.
This means that the student must be able to obtain primary care services within
25 miles of Student Health and that the services include physician/primary care
visits, specialty visits, outpatient diagnostic testing (MRI, ultrasound, etc.),
emergency care, and non-parity mental health benefits. Please note that the nearest
Kaiser facility is more than 25 miles away and students with Kaiser plans will not
be allowed to waive out of SHIP. High deductible plans, even those associated with
health or medical savings accounts are not allowed.
The following standards are used to assess for comparability:
- annual stop loss/total out-of-pocket expense - $5,000 or less
- annual deductible - $1,000 or less
- lifetime maximum benefit - at least $300,000
- pharmacy benefits available
- mental health benefits available
No International Insurance, MediCal nor MediCare plans are eligible to Waive. Do not submit request if you have one of these insurance plans, as they are not adequate.
For further information, including prices, or to download any of these forms, please
click in the right hand column. (You must have Adobe Acrobat PDF reader
to download and view these forms.) If you have further questions you may e-mail
an Insurance Advisor at insurance@sa.ucsb.edu or call one at 805-893-2592. E-mail is answered within two business days and phone messages within five business days.